pucknyc asked:


Hi –
I paid a deductible to my doctor after an office visit. When my insurance company processed the claim, it turned out the doctor was in network, and I was only responsible for the co-payment. The doctor claims that the insurance company never took her off the network, while the insurance company claims she never sent the termination letter. I’m inclined to believe the insurance company b/c the Dr’s office has been bad about returning calls and resolving this situation while the insurance company has been trying to get them to return my money. Has anyone ever dealt with this situation? What are the steps I can take to get my money back? I paid with credit card and this money is legally owed me. The doctor’s office has been giving me the runaround for over a month.

Thanks.

runzwsizorz asked:


I have a friend who’s 16 year old daughter was just diagnosed with arthritis. She has to receive very expensive shots to eleviate the inflimation in her joints. He would like to change jobs but is worried his new insurance would not cover her medical expenses because of the “pre-existing condions” protecting insurance companys from liability. Is that only true if he doesn’t have coverage for the 60 days prior to getting a new job or prior to getting the new health insurance……? He currently has a job and health insurance and would wait it out as long as he has to so he will have coverage.

Charles S asked:


A nonprofit organization where I worked is unhappy that I changed to a different agency and is making a noisy point of opening medical insurance documents that go to my old address. There is no possibility of a mistaken peek — my old supervisor encloses notes when he forwards the stuff. I’ve tried a personal warning but it’s clear they need to be *******. Do I start complaints at the federal, state or local level, or all three? Which agencies?