Brown_Eyed_Girl asked:
I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess….Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess….Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
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Brown eyes,
Go online and see if you can find a risk pooling group to join. This is a group of people who share a specific kind of insurance (much like working at a large company). Groups like these help you save money on your premiums, the larger the group, the more money you save. If you do join a group make sure they have coverage that you can live with… You may also be able to talk to your insurance agent and see if he (or she) has any connections.
I found helpful. The site lets you compare price, benefits, and AM Best Rating of many insurance companies. The only time consuming part if you find a policy you like is filling out your medical history.