What is a good health insurance for children with special needs?

ashley b asked:


My son is on a feeding tube due to a small bowel transplant he received last year. My husband and I are returning to a full work schedule and our health insurance (Tricare) does not cover a nurse for him, or special daycare because his only special need is the feeding tube and the medication he receives through it. Apparently that’s not enough. So is there a good company that I can purchase insurance through who will cover these types of things for him?

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{ 1 comment… read it below or add one }

james m October 29, 2008 at 2:13 am

I’m sorry to hear about your son being in this condition.

There is not a company that will insure him to cover the medical problems that he has, that I know of. There are some which say they are guaranteed issue, and cover pre-existing conditions, but they are not Major Medical coverages, which you need.

You may google “Guaranteed Issue health Insurance” and take a look.

Contact the State Department of Health and Human Services. I’m sure you could get a medical card for him.

Best wishes, and God bless.

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